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Writer's pictureDewayne Williams

Secrets of the Elite: How to Stop Using Your SSN for Business Funding

Are you a business owner still relying on your personal Social Security number (SSN) to secure business funding? It’s time to uncover the secrets of the elite and transform how you approach business credit and loans. This strategy will help you sidestep personal guarantees and build robust business credit without ever having to use your SSN.


Why Relying on Your SSN is a Dead End

Using your SSN for business funding not only limits your options but also exposes your personal finances to risk. As a single-member LLC owner, you’re often stuck using your personal credit to back business loans. But what if there was a way to shield your personal SSN from these transactions?


The Elite Strategy: Structuring Multiple Corporations

The key to breaking free from the reliance on your SSN is to adopt a strategy used by elite business owners: setting up multiple corporations and utilizing business-to-business transactions. Here’s how it works:


  1. Open Multiple Corporations: Start by establishing several separate corporations. Each one operates as an independent entity, much like a "person" in the eyes of the law.

  2. Create Business-to-Business Transactions: Set up contracts between these corporations. For example, Corporation A invoices Corporation B for $1,000, Corporation B invoices Corporation C, and so on. This series of transactions builds your accounts receivable line.

  3. Build Your Accounts Receivable: Accounts receivable represent money owed to a company for goods or services not yet delivered. By creating a chain of invoicing among your corporations, you effectively build a significant accounts receivable line. This can be leveraged to secure loans.


The Power of Accounts Receivable

Imagine you rent an apartment for $1,000 a month with a yearly lease. Even if you haven’t lived there for a full year, the landlord has an accounts receivable line of $12,000. This can be used to obtain loans or credit.


By rotating invoices among your corporations, you can create a similar effect. For instance, if each company invoices the next for $1,000, and you repeat this process four times in a month, each company will show an annual income of $48,000. This substantial accounts receivable can help each corporation secure loans of up to $24,000.


Transform Your Business with the Legacy Builder Package

Ready to implement these elite strategies? Our Legacy Builder package at MAC Enterprise Consulting is designed to help you do just that:

  • Set Up 4 Corporations: We’ll handle the creation of multiple entities to get you started.

  • Free Masterclass Access: Gain valuable insights through our exclusive masterclass.

  • Complimentary Business Plan: Receive a detailed business plan tailored to your needs.

  • 2 Monthly Trainings for a Year: Access ongoing training sessions to keep you informed and prepared.

  • Wyoming Holding Company: Establish a holding company in Wyoming for optimal benefits.

  • Free Commercial Lease Assistance: Get help securing a commercial lease for your new corporations.


By investing in the Legacy Builder package, you’ll be taking the first step towards financial independence and business success without the constraints of personal guarantees.


Start Your Journey Today

Don’t let your SSN limit your business potential. Visit macenterpriseconsulting.com and explore the Legacy Builder package to start transforming your business strategy. Embrace the secrets of the elite and set yourself up for long-term success.


Unlock the door to new financial opportunities and elevate your business game. The path to business credit freedom is just a step away!


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